Florida offers specific FHA loan programs to cater to the needs of its residents. One such program is the FHA 203k loan Florida, which allows homebuyers to purchase a home and include renovation costs in a single loan. This program is ideal for those looking to buy a home that requires repairs or renovations.

Another program available in Florida is the FHA HUD $100 program, which offers a special $100 down payment option for select HUD-owned homes. This program provides an affordable path to homeownership for eligible buyers.

Florida Hometown Heroes Program is another initiative aimed at assisting first-time homebuyers who work for Florida-based businesses. This program offers down payment assistance and has recently expanded its eligibility criteria, making it accessible to a wider range of homebuyers in the state.