We're dedicated FHA loan specialists helping Florida buyers and homeowners access affordable, low-down-payment financing across all 67 counties.
An FHA mortgage specialist will reach out shortly with your personalized Florida rate quote.
FHA Mortgages Florida is the Florida FHA resource of Matthew Gromadzki, a licensed Mortgage Loan Originator (NMLS #2560919) originating loans through Innovative Mortgage Services, Inc. (NMLS #250769), focused on helping home buyers and homeowners across all 67 Florida counties access affordable FHA financing. We specialize in FHA loans — from 3.5%-down purchases for first-time buyers to streamline refinances and 203(k) renovation loans.
We guide you through every step: pre-approval, comparing FHA options, locking a competitive rate, and getting to the closing table. Because FHA is our focus, we know the program's details cold — county loan limits, mortgage insurance, condo approvals, and how to pair FHA with Florida down payment assistance.
Fast pre-approvals, clear answers, and deep knowledge of the Florida market. We serve buyers from Miami to Jacksonville to the Panhandle, and we treat your goals — not the transaction — as the point.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We're committed to honest, transparent guidance and to helping more Floridians achieve homeownership.
Reach out for a free, no-obligation conversation about your Florida home financing.
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