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Licensing & Disclosures

Licensing & disclosures

Our licensing, NMLS disclosure, editorial standards, and advertising and Equal Housing disclosures — the transparency you should expect from a Florida mortgage company.

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Licensing & Disclosures

PLACEHOLDER — replace bracketed details (NMLS#, license numbers, company name) with your real, verifiable information before publishing.

Licensing

FHA Mortgages Florida is a licensed mortgage [broker/lender] operating in the State of Florida. NMLS# [XXXXXXX]. We are licensed by the Florida Office of Financial Regulation. You can verify our license and standing through the official NMLS Consumer Access database at nmlsconsumeraccess.org.

NMLS Disclosure

NMLS# [XXXXXXX]. Loan originators are individually licensed; their NMLS identification numbers are listed on their profiles and on loan documents. This site is not a government agency and is not affiliated with or endorsed by HUD or the FHA. Equal Housing Lender / Equal Housing Opportunity.

Editorial Policy

Our educational content is written to be accurate, helpful, and current. FHA program details — including loan limits, mortgage insurance figures, and guidelines — are based on published HUD and Florida Housing information and are reviewed periodically. Because rates, limits, and programs change, we encourage readers to verify time-sensitive figures (such as loan limits via HUD's official lookup) and to confirm details with a licensed loan officer before relying on them. This content is for general information only and is not financial, legal, or tax advice.

Advertising Disclosure

This website is a mortgage [broker/lender] site intended to connect Florida home buyers and homeowners with mortgage financing. We may be compensated through standard lending channels when we originate or broker a loan. The information presented is not a commitment to lend or an offer to extend credit. All loans are subject to credit approval, income and asset verification, property appraisal, and FHA program guidelines. Rates, terms, and programs are subject to change without notice and not all programs are available in all areas.

Equal Housing

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, disability, familial status, or because all or part of your income may be derived from any public assistance program.

Questions & Answers

Frequently asked questions

How can I verify your mortgage license?+
Look up our NMLS# on the official NMLS Consumer Access database at nmlsconsumeraccess.org, which shows licensing and standing for mortgage companies and loan originators.
Is this site affiliated with HUD or the FHA?+
No. This is a private mortgage company website. It is not a government agency and is not affiliated with or endorsed by HUD or the FHA.
Is the information on this site financial advice?+
No. It's general educational information. Always confirm time-sensitive details and your specific situation with a licensed loan officer.
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