Home/FHA Loans by County

FHA Loans by County

FHA loans by Florida county

Choose your county for local 2026 FHA loan limits, requirements, and a local FHA specialist — covering all 67 Florida counties.

Get My Free Rate Quote Call (888) 555-0142

All 67 counties2026 limitsFloor: $541,287Monroe: $990,150

Thank you!

An FHA mortgage specialist will reach out shortly with your personalized Florida rate quote.

All 67 Counties

FHA loans & loan limits in every Florida county

We serve FHA home buyers and homeowners in all 67 Florida counties. For 2026, the single-family FHA floor is $541,287 (most counties), rising to $990,150 in Monroe County (the Keys); designated high-cost metros are above the floor. Always confirm your county's exact figure with HUD's official FHA loan-limit lookup. Pick your county below.

South Florida

Florida Keys

Monroe County — $990,150

Southwest Florida

Treasure Coast

Tampa Bay

Central Florida

Space Coast

Brevard County

Northeast Florida

North Central Florida

Heartland Florida

Big Bend

Panhandle

Questions & Answers

Frequently asked questions

What is the FHA loan limit in Florida for 2026?+

The 2026 single-family FHA floor is $541,287 (most counties), up to $990,150 in Monroe County. Designated high-cost metros are above the floor — confirm your county's exact figure with HUD.

Do FHA loan limits vary by county in Florida?+

Yes. HUD sets FHA limits by county based on local home prices. Most Florida counties are at the $541,287 floor; a handful of high-cost coastal and metro counties are higher.

Do you serve every Florida county?+

Yes — we provide FHA loans across all 67 Florida counties, from the Panhandle to the Keys.

Keep Exploring

Related FHA resources

Find your county's FHA options

Get a free, no-obligation FHA rate quote for your Florida county today.

Get Pre-Approved Now