FHA loans across Broward County with as little as 3.5% down. Here's the county's 2026 FHA loan limit, how FHA works from the beaches to the suburbs, and how to get pre-approved.
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Broward County spans glittering beach cities and sprawling family suburbs, from Fort Lauderdale to Pembroke Pines. It's a designated high-cost county, so FHA buyers here enjoy more borrowing room than in most of Florida — useful across a market that ranges from beachfront condos to master-planned single-family communities. Whether you're buying a condo on the coast or a family home out west, FHA's 3.5% down makes Broward more accessible.
Broward County is a designated high-cost area, so its 2026 single-family FHA limit is $667,000 — above the $541,287 statewide floor — giving you more borrowing room than most of Florida. Because published figures vary for high-cost counties, we confirm Broward County's exact limit with HUD's official FHA loan-limit lookup before you shop. That higher limit helps across Broward, though luxury beachfront properties can still exceed it.
Broward gives FHA buyers two clear paths. Along the coast (Fort Lauderdale, Hollywood, Pompano, Deerfield), the market is condo-heavy — confirm the building is FHA-approved or qualifies for Single-Unit Approval via our condo guide. Inland (Pembroke Pines, Miramar, Coral Springs, Plantation, Sunrise, Davie), single-family homes and townhomes are more common and often simpler FHA purchases — ideal for first-time buyers and families.
We help FHA buyers throughout Broward County, including Fort Lauderdale, Hollywood, Pembroke Pines, Miramar, Coral Springs, Pompano Beach, Davie, Deerfield Beach, Plantation, Sunrise. Explore our local guides for a closer look at the market, loan limits, and down payment help in each:
You don't have to cover the down payment alone. FHA allows gift funds, sellers can contribute up to 6% toward closing costs, and Broward County buyers can often pair FHA with assistance from the Florida Housing Finance Corporation and Broward County's local SHIP-funded programs. Funding and eligibility change frequently, so we'll help you confirm what's currently available — see our FHA down payment assistance guide.
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