Buy a home in Hollywood with as little as 3.5% down. Here's how FHA loans work in Broward County — for beach condos and classic single-family neighborhoods — and how to get pre-approved.
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Sitting between Miami and Fort Lauderdale, Hollywood pairs its famous beach Broadwalk with walkable downtown condos and established single-family neighborhoods like Hollywood Hills and Emerald Hills. That central location and mix of housing make it a popular FHA market. Because Broward County is a designated high-cost area, FHA buyers here get more borrowing room than in most of Florida.
Broward County is a designated high-cost area, so its 2026 single-family FHA limit is $667,000, above the $541,287 statewide floor — meaning you can finance higher-priced Hollywood homes than in most of Florida. Confirm Broward County's exact limit with HUD's official FHA loan-limit lookup. That extra room helps, though luxury beachfront condos can exceed the limit — most FHA buyers focus on mid-market condos and single-family homes.
Hollywood's beach and downtown areas are condo-heavy, and FHA requires the building to be FHA-approved or the unit to qualify for Single-Unit Approval — older buildings often aren't, so check first via our condo guide. Inland neighborhoods like Hollywood Hills offer single-family homes that are straightforward FHA purchases, with Broward's higher limit giving you room to work.
You don't have to cover the down payment alone. FHA allows gift funds, sellers can contribute up to 6% toward closing costs, and Hollywood buyers can often pair FHA with assistance from the Florida Housing Finance Corporation and Broward County's local SHIP-funded programs. Funding and eligibility change frequently, so we'll help you confirm what's currently available — see our FHA down payment assistance guide.
We help buyers throughout Hollywood and Broward County, including Hollywood Beach, Emerald Hills, Hollywood Hills, and Downtown Hollywood. Wherever you're looking, we'll explain your FHA loan limit, rate, and monthly payment — and get you pre-approved fast.
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