Buy a home in Sunrise with as little as 3.5% down. Here's how FHA loans work in Broward County and why this central, well-connected city suits FHA buyers.
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Sunrise sits in the heart of Broward County, anchored by the Sawgrass area and home to a diverse, growing population. Its mix of single-family homes, townhomes, and condos — many in established and 55-and-over communities — gives FHA buyers plenty of options, and Broward County's high-cost FHA limit provides extra borrowing room.
Broward County is a designated high-cost area, so its 2026 single-family FHA limit is $667,000, above the $541,287 statewide floor — meaning you can finance higher-priced Sunrise homes than in most of Florida. Confirm Broward County's exact limit with HUD's official FHA loan-limit lookup. That higher limit covers a good share of Sunrise homes and condos, with only the priciest properties exceeding it.
Sunrise offers both single-family homes — straightforward FHA purchases — and a large condo/townhome market, including 55+ communities. For attached homes, confirm the building/association is FHA-approved or the unit qualifies for Single-Unit Approval (and that you'll occupy it) via our condo guide. Broward's higher loan limit and FHA's 3.5% down make the central location accessible.
You don't have to cover the down payment alone. FHA allows gift funds, sellers can contribute up to 6% toward closing costs, and Sunrise buyers can often pair FHA with assistance from the Florida Housing Finance Corporation and Broward County's local SHIP-funded programs. Funding and eligibility change frequently, so we'll help you confirm what's currently available — see our FHA down payment assistance guide.
We help buyers throughout Sunrise and Broward County, including Sawgrass, Sunrise Lakes, and Welleby. Wherever you're looking, we'll explain your FHA loan limit, rate, and monthly payment — and get you pre-approved fast.
Get a free FHA rate quote and pre-approval from a lender who knows the Sunrise market.
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