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Home/Cities/Davie FHA Loans
Davie FHA Loans

FHA loans in Davie, Florida

Buy a home in Davie with as little as 3.5% down. Here's how FHA loans work in Broward County and why this green, family-and-equestrian town suits FHA buyers.

1-unit: $667,0003.5% down580+ scoreSouth Florida

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Davie Home Loans

FHA loans in Davie, Florida

Davie is unlike its Broward neighbors — a leafy "town" that has held onto its equestrian roots, with horse trails, larger lots, and family neighborhoods alongside the campuses of Nova Southeastern and other schools. Its mix of ranch-style homes and newer communities draws families, and Broward County's high-cost FHA limit gives those buyers extra borrowing room.

Broward County FHA limit (1-unit)$667,000

2026 single-family

Minimum down3.5%

With a 580+ score

Min credit score580

500–579 with 10% down

Property types1–4 units

Owner-occupied

What the FHA limit means in Davie

Broward County is a designated high-cost area, so its 2026 single-family FHA limit is $667,000, above the $541,287 statewide floor — meaning you can finance higher-priced Davie homes than in most of Florida. Confirm Broward County's exact limit with HUD's official FHA loan-limit lookup. That higher limit helps Davie families finance single-family homes, with only larger acreage and luxury properties tending to exceed it.

FHA in green, family-friendly Davie

Davie's single-family homes are straightforward FHA purchases, and the town's family appeal pairs well with FHA's 3.5% down and gift-fund allowance. For townhomes and condos near the universities or in newer communities, confirm the building/association is FHA-approved (or qualifies for Single-Unit Approval) via our condo guide. Older homes that need updates can be financed with an FHA 203(k) renovation loan.

Down payment help for Davie buyers

You don't have to cover the down payment alone. FHA allows gift funds, sellers can contribute up to 6% toward closing costs, and Davie buyers can often pair FHA with assistance from the Florida Housing Finance Corporation and Broward County's local SHIP-funded programs. Funding and eligibility change frequently, so we'll help you confirm what's currently available — see our FHA down payment assistance guide.

Neighborhoods we serve in Davie

We help buyers throughout Davie and Broward County, including Forest Ridge, Shenandoah, and the equestrian communities near Nova Southeastern. Wherever you're looking, we'll explain your FHA loan limit, rate, and monthly payment — and get you pre-approved fast.

Questions & Answers

Frequently asked questions

What is the FHA loan limit in Davie (Broward County) for 2026?+
Broward County is a high-cost area, so its 2026 FHA limit is $667,000, above the $541,287 Florida floor. Confirm the exact figure with HUD's official lookup.
Is Davie a good FHA market for families?+
Yes — its green, family-oriented neighborhoods and Broward's higher FHA limit make it a strong fit for FHA buyers.
Can I buy a Davie townhome with FHA?+
Yes, if the building/association is FHA-approved or the unit qualifies for Single-Unit Approval. We verify before you offer.
How much down payment do I need in Davie?+
As little as 3.5% with a 580+ score; gift funds and seller credits up to 6% can help.
Do you serve all of Broward County?+
Yes — Davie, Plantation, Cooper City, Fort Lauderdale, and surrounding communities.
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