FHA loans in Plantation, Florida

FHA loans in Plantation, Florida

Plantation is a well-established, centrally located Broward suburb, with mature tree-lined neighborhoods, the larger lots of Plantation Acres, and convenient access across the county. Its mix of single-family homes and townhomes draws families and professionals, and Broward County's high-cost FHA limit gives those buyers extra borrowing room.

What the FHA limit means in Plantation

Broward County is a designated high-cost area, so its 2026 single-family FHA limit is $667,000, above the $541,287 statewide floor — meaning you can finance higher-priced Plantation homes than in most of Florida. Confirm Broward County's exact limit with HUD's official FHA loan-limit lookup. That higher limit helps Plantation buyers finance single-family homes and townhomes, with only larger luxury properties tending to exceed it.

Down payment help for Plantation buyers

You don't have to cover the down payment alone. FHA allows gift funds, sellers can contribute up to 6% toward closing costs, and Plantation buyers can often pair FHA with assistance from the Florida Housing Finance Corporation and Broward County's local SHIP-funded programs. Funding and eligibility change frequently, so we'll help you confirm what's currently available — see our FHA down payment assistance guide.

Neighborhoods we serve in Plantation

We help buyers throughout Plantation and Broward County, including Plantation Acres, Jacaranda, and Central Park. Wherever you're looking, we'll explain your FHA loan limit, rate, and monthly payment — and get you pre-approved fast.