FHA loans in Miramar, Florida

FHA loans in Miramar, Florida

Miramar has grown rapidly into one of Broward's most diverse, family-oriented suburbs, with newer master-planned communities stretching west toward the Everglades. Its mix of single-family homes and townhomes — much of it relatively new — pairs well with FHA, and Broward County's high-cost designation gives buyers extra borrowing room compared with most of the state.

What the FHA limit means in Miramar

Broward County is a designated high-cost area, so its 2026 single-family FHA limit is $667,000, above the $541,287 statewide floor — meaning you can finance higher-priced Miramar homes than in most of Florida. Confirm Broward County's exact limit with HUD's official FHA loan-limit lookup. That higher limit helps Miramar's families finance single-family homes and townhomes, with only the priciest properties exceeding it.

Down payment help for Miramar buyers

You don't have to cover the down payment alone. FHA allows gift funds, sellers can contribute up to 6% toward closing costs, and Miramar buyers can often pair FHA with assistance from the Florida Housing Finance Corporation and Broward County's local SHIP-funded programs. Funding and eligibility change frequently, so we'll help you confirm what's currently available — see our FHA down payment assistance guide.

Neighborhoods we serve in Miramar

We help buyers throughout Miramar and Broward County, including Miramar Park, Silver Lakes, Sunset Lakes, and the newer western communities. Wherever you're looking, we'll explain your FHA loan limit, rate, and monthly payment — and get you pre-approved fast.