FHA loans in Hialeah, Florida

FHA loans in Hialeah, Florida

Hialeah is one of the most affordable ways into the Miami-Dade market and a stronghold for first-time and working-family buyers. Its mix of single-family homes, townhomes, and condos — at prices below much of the rest of the county — makes FHA's 3.5% down especially valuable here. For Miami-Dade's large Spanish-speaking community, Hialeah is often where homeownership first becomes realistic.

What the FHA limit means in Hialeah

Miami-Dade County is a designated high-cost area, so its 2026 single-family FHA limit is $667,000, above the $541,287 statewide floor — meaning you can finance higher-priced Hialeah homes than in most of Florida. Confirm Miami-Dade County's exact limit with HUD's official FHA loan-limit lookup. Because Hialeah's prices sit below much of Miami-Dade, FHA's reach goes further here than in pricier parts of the county.

Down payment help for Hialeah buyers

You don't have to cover the down payment alone. FHA allows gift funds, sellers can contribute up to 6% toward closing costs, and Hialeah buyers can often pair FHA with assistance from the Florida Housing Finance Corporation and Miami-Dade County's local SHIP-funded programs. Funding and eligibility change frequently, so we'll help you confirm what's currently available — see our FHA down payment assistance guide.

Neighborhoods we serve in Hialeah

We help buyers throughout Hialeah and Miami-Dade County, including West Hialeah, Hialeah Gardens, and the communities near Miami Lakes. Wherever you're looking, we'll explain your FHA loan limit, rate, and monthly payment — and get you pre-approved fast.